No Down Payment Home Loan in Maryland
Question: Can I really by a home in Maryland with NO DOWN PAYMENT?
Answer: YES!  (restrictions apply, see below, or please contact us for details) 
NOTHING  DOWN to $417,000
Direct Fannie Mae Approvals - Usually in Less Than 1 Hour!
Consolidated Mortgage Office
100 % FINANCING in MD
NO DOWN PAYMENT?  NO PROBLEM!


New Fannie Mae Loan Program!
Low Fixed Rates, please call for a quote.

Call Today, Get Approved Today

Several Options, but here are the two most popular:

1) No Down Payment.   Seller can pay closing costs up to 3% of sale price, which usually covers them, and sometimes even leaves enough left over to use the Seller's money to buy down to a lower rate!  This loan has income limitations which are based on the Maryland county property location.  Maximum loan amount $417,000.  Established credit history is required.  Does not have to be "Excellent Credit", but does have credit score requirement.  No Down Payment Purchase Home Loan.

2) Similar to above with exceptions, such as:  No income limitations.  No Down Payment of course.  Borrower (s) only has to have $500 of their own funds towards closing costs!  Gifts are allowed!  Seller can pay closing costs up to 3% of sale price!  To keep cash as low as possible at closing, Seller Must agree to 3% closing contribution.  This program is more flexible on credit scores.  Other guidelines apply, please call for details.  Remember, low down payment! 

IMPORTANT: Call Us or Have Your Realtor Call Us BEFORE Entering Into a Contract.  The Contract must specify that the Seller will pay a certain percentage of closing costs. 

How do I apply?

  • Apply by phone during office hours (usually 9 to 5, some days 8 to 6 Eastern Time Zone).  You can always leave a message if you miss us.  410-643-8757 or  888-643-3659
  • Send an email with your number and the best time to contact you. (please note, this email address is changed regularly to try to avoid spammers).  If you need to contact us in the future, please recheck this page or call for the current email address. 
  • Download Fannie Mae application, complete and return by fax  410-643-8750.   Account numbers or exact figures are not required to get started.
  • Apply online now.
Consolidated Mortgage Corporation will upload to the FNMA Automated Underwriting System / D.O. We will have a  Loan Decisions In Minutes!  Why wait weeks or days for a "pre approval"?  Get  Conditionally Approved today, direct from Fannie Mae for your No Down Payment Home Purchase Loan in Maryland! 

Generally, these programs require good credit.  We did not say they require excellent credit. They may not (case by case).  A few blemishes or even a discharged bankruptcy may be allowed.  No cost to find out if you qualify.  Apply By Phone, And Get An Answer TODAY, Usually Within An Hour! 

410-643-8757    888-643-3659
Other guidelines may apply and are subject to change.
Call Today for more information.

Complete Our On Line Prequalification Form And Get Started Today!
(S.S. Number, account numbers, etc. are not needed, and you may remain anonymous)

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CONSOLIDATED MORTGAGE CORPORATION
Maryland Lender License # 6251
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Kent Island, MD
Maryland No Down Payment Home Loan (Mortgage) Loan in MD